Live rate: 1 EUR = 20.5959 ZAR (+1.11%)

Inverted: 1 ZAR = 0.0486 EUR

Click here for our full travel and holiday rates comparison tool.

Comparison Results:

ProviderExchange RateFeeYou GetServiceNotesAction

Live Market Rate

20.5959020.3899
Horizon Currency 20.5238

(indicative)

020.5238 International Payments and Transfers Experts in international money transfers for business and individuals, delivering industry-beating exchange rates.
Halo 20.4517

(indicative)

020.4517 International Payments and Transfers Indicative Dealing Desk Quote. Rate can only be applied to transfers in excess of £2000 equivalent.
wise 20.59591.47%20.2931 Best Multi-Currency Card One currency card for all your travels. Use it instantly as a digital card and top-up from the app, with the mid-market rate. 40+ currencies. Save up to 87% when you spend internationally.
Travel FX 20.4105020.4105 Holiday FX, Cash Delivery A specialist alternative to banks, bureau de change & the Post Office for clients seeking competitive currency exchange rates. A multiple award-winning company, offering free delivery (over £700.00), no commission charges, payment by Debit Card or Bank Transfer and typically offering the best exchange rates available.

Best Bank Rate

Banks
20.0192

(upper range)

Variable20.0192 Payments, transfers, holiday money Determined using data on spread charges supplied by IMTI

Worst Bank Rate

Banks
19.8750

(lower range)

Variable19.8750Payments, transfers, holiday money Determined using data on spread charges supplied by Money Mover and Accourt

Paypal

Paypal
19.6691019.6691 International Payments and Transfers
For full historical data please visit: EUR/ZAR exchange rate history pages for the year 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012

January - 2025

SunMonTueWedThuFriSat
1
2

Open: 19.5334

Close: 19.2250

Mid: 19.3562

3

Open: 19.2247

Close: 19.2989

Mid: 19.2751

4
5
6

Open: 19.3414

Close: 19.3020

Mid: 19.3012

7

Open: 19.3021

Close: 19.3410

Mid: 19.3399

8

Open: 19.3398

Close: 19.5137

Mid: 19.4234

9

Open: 19.5138

Close: 19.5014

Mid: 19.4703

10

Open: 19.5010

Close: 19.5796

Mid: 19.5591

11
12
13

Open: 19.5839

Close: 19.5006

Mid: 19.5384

14

Open: 19.5015

Close: 19.5096

Mid: 19.4701

15

Open: 19.5096

Close: 19.3115

Mid: 19.4115

16

Open: 19.3128

Close: 19.3863

Mid: 19.3604

17

Open: 19.3863

Close: 19.2620

Mid: 19.3149

18
19
20

Open: 19.2617

Close: 19.3038

Mid: 19.3101

21

Open: 19.3039

Close: 19.2964

Mid: 19.3056

22

Open: 19.2963

Close: 19.2450

Mid: 19.2862

23

Open: 19.2439

Close: 19.2869

Mid: 19.2884

24

Open: 19.2870

Close: 19.3075

Mid: 19.2740

25
26
27

Open: 19.3578

Close: 19.6538

Mid: 19.5206

28

Open: 19.6543

Close: 19.4832

Mid: 19.5714

29

Open: 19.4832

Close: 19.3270

Mid: 19.4115

30

Open: 19.3264

Close: 19.3225

Mid: 19.2883

31

Open: 19.3226

Close: 19.3385

Mid: 19.3396

February - 2025

SunMonTueWedThuFriSat
1
2
3

Open: 19.3145

Close: 19.3658

Mid: 19.4011

4

Open: 19.3659

Close: 19.3804

Mid: 19.3590

5

Open: 19.3805

Close: 19.3017

Mid: 19.3482

6

Open: 19.3020

Close: 19.1439

Mid: 19.2594

7

Open: 19.1439

Close: 19.0092

Mid: 19.0883

8
9
10

Open: 19.2087

Close: 19.0102

Mid: 19.0836

11

Open: 19.0105

Close: 19.1739

Mid: 19.0883

12

Open: 19.1739

Close: 19.2319

Mid: 19.1878

13

Open: 19.2318

Close: 19.3539

Mid: 19.2995

14

Open: 19.3539

Close: 19.2700

Mid: 19.3109

15
16
17

Open: 19.2855

Close: 19.2962

Mid: 19.2870

18

Open: 19.2950

Close: 19.2244

Mid: 19.2764

19

Open: 19.2257

Close: 19.3112

Mid: 19.2723

20

Open: 19.3106

Close: 19.2525

Mid: 19.2780

21

Open: 19.2541

Close: 19.2141

Mid: 19.2086

22
23
24

Open: 19.2831

Close: 19.2412

Mid: 19.2385

25

Open: 19.2412

Close: 19.3601

Mid: 19.2954

26

Open: 19.3603

Close: 19.2951

Mid: 19.3267

27

Open: 19.2958

Close: 19.1989

Mid: 19.2778

28

Open: 19.1984

Close: 19.3932

Mid: 19.2954

March - 2025

SunMonTueWedThuFriSat
1
2
3

Open: 19.4212

Close: 19.5089

Mid: 19.4540

4

Open: 19.5091

Close: 19.6393

Mid: 19.5731

5

Open: 19.6393

Close: 19.7429

Mid: 19.7064

6

Open: 19.7453

Close: 19.5565

Mid: 19.7008

7

Open: 19.5564

Close: 19.7722

Mid: 19.7209

8
9
10

Open: 19.7641

Close: 19.8867

Mid: 19.8253

11

Open: 19.8840

Close: 19.8874

Mid: 19.8962

12

Open: 19.8873

Close: 19.9686

Mid: 19.9867

13

Open: 19.9688

Close: 19.9006

Mid: 19.9350

14

Open: 19.9009

Close: 19.7830

Mid: 19.8217

15
16
17

Open: 19.7911

Close: 19.7653

Mid: 19.7840

18

Open: 19.7645

Close: 19.8567

Mid: 19.7785

19

Open: 19.8570

Close: 19.7607

Mid: 19.8265

20

Open: 19.7606

Close: 19.6947

Mid: 19.7331

21

Open: 19.6954

Close: 19.7148

Mid: 19.7162

22
23
24

Open: 19.7183

Close: 19.7134

Mid: 19.6601

25

Open: 19.7136

Close: 19.7251

Mid: 19.6867

26

Open: 19.7220

Close: 19.6338

Mid: 19.6777

27

Open: 19.6337

Close: 19.7001

Mid: 19.6826

28

Open: 19.6996

Close: 19.9619

Mid: 19.7506

29
30
31

Open: 19.9229

Close: 19.8226

Mid: 19.8542

April - 2025

SunMonTueWedThuFriSat
1

Open: 19.8225

Close: 19.9450

Mid: 19.8612

2

Open: 19.9454

Close: 20.5016

Mid: 20.2541

3

Open: 20.5007

Close: 20.6971

Mid: 20.7404

4

Open: 20.7002

Close: 20.9739

Mid: 20.9149

5
6
7

Open: 20.8883

Close: 21.4448

Mid: 21.1584

8

Open: 21.4448

Close: 21.6793

Mid: 21.4234

9

Open: 21.6750

Close: 21.1313

Mid: 21.5167

10

Open: 21.1313

Close: 21.7419

Mid: 21.5482

11

Open: 21.7463

Close: 21.7394

Mid: 21.8635

12
13
14

Open: 21.5883

Close: 21.4466

Mid: 21.5415

15

Open: 21.4473

Close: 21.4677

Mid: 21.4168

16

Open: 21.4690

Close: 21.4807

Mid: 21.5181

17

Open: 21.4807

Close: 21.4037

Mid: 21.4084

18

Open: 21.4037

Close: 21.4037

Mid: 21.4037

19
20
21

Open: 21.4479

Close: 21.5853

Mid: 21.5460

22

Open: 21.5854

Close: 21.2647

Mid: 21.4387

23

Open: 21.2648

Close: 21.1261

Mid: 21.1510

24

Open: 21.1261

Close: 21.4163

Mid: 21.2625

25

Open: 21.4146

Close: 21.2393

Mid: 21.3352

26
27
28

Open: 21.2819

Close: 21.1551

Mid: 21.1814

29

Open: 21.1550

Close: 21.1266

Mid: 21.1378

30

Open: 21.1267

Close: 21.0763

Mid: 21.1326

May - 2025

SunMonTueWedThuFriSat
1

Open: 21.0757

Close: 20.9580

Mid: 21.0538

2

Open: 20.9619

Close: 20.7842

Mid: 20.9075

3
4
5

Open: 20.7778

Close: 20.6660

Mid: 20.7578

6

Open: 20.6670

Close: 20.6943

Mid: 20.6619

7

Open: 20.6948

Close: 20.6428

Mid: 20.7102

8

Open: 20.6427

Close: 20.4338

Mid: 20.5484

9

Open: 20.4339

Close: 20.4787

Mid: 20.5183

10
11
12

Open: 20.4299

Close: 20.2491

Mid: 20.3386

13

Open: 20.2490

Close: 20.4770

Mid: 20.4031

14

Open: 20.4774

Close: 20.4181

Mid: 20.4675

15

Open: 20.4165

Close: 20.1529

Mid: 20.2965

16

Open: 20.1530

Close: 20.1418

Mid: 20.1985

17
18
19

Open: 20.2180

Close: 20.3376

Mid: 20.2744

20

Open: 20.3376

Close: 20.2201

Mid: 20.2824

21

Open: 20.2201

Close: 20.3536

Mid: 20.3038

22

Open: 20.3535

Close: 20.3105

Mid: 20.3356

23

Open: 20.3120

Close: 20.2690

Mid: 20.2944

24
25
26

Open: 20.2852

Close: 20.3400

Mid: 20.3131

27

Open: 20.3400

Close: 20.3335

Mid: 20.3208

28

Open: 20.3334

Close: 20.2483

Mid: 20.3009

29

Open: 20.2500

Close: 20.2428

Mid: 20.1994

30

Open: 20.2437

Close: 20.4215

Mid: 20.3666

31

June - 2025

SunMonTueWedThuFriSat
1
2

Open: 20.4090

Close: 20.4223

Mid: 20.4480

3

Open: 20.4259

Close: 20.3072

Mid: 20.3873

4

Open: 20.3077

Close: 20.3577

Mid: 20.3125

5

Open: 20.3572

Close: 20.2956

Mid: 20.3233

6

Open: 20.2957

Close: 20.2630

Mid: 20.2694

7
8
9

Open: 20.2588

Close: 20.2518

Mid: 20.2476

10

Open: 20.2520

Close: 20.2327

Mid: 20.2327

11

Open: 20.2328

Close: 20.3703

Mid: 20.2741

12

Open: 20.3703

Close: 20.4236

Mid: 20.3914

13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30

July - 2025

SunMonTueWedThuFriSat
1
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7
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August - 2025

SunMonTueWedThuFriSat
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September - 2025

SunMonTueWedThuFriSat
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October - 2025

SunMonTueWedThuFriSat
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November - 2025

SunMonTueWedThuFriSat
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December - 2025

SunMonTueWedThuFriSat
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Compare Exchange Rates:

Know What the Best Exchange Rate Looks Like

Benchmark the exchange rate market with Pound Sterling Live's custom currency rate comparison tool with built-in algorithms to find the best rates in the market.

Why

Banks and financial institutions buy and sell currency from each other - these sizeable institutions are 'the market' and the rate they transact at is the 'market rate'. The difference between how much a currency is purchased and sold is the spread, which is essentially the difference between the buy and sell price.

But, when currency is sold by banks to retail customers that spread widens significantly and the profit on the transaction is therefore substantially larger.

Therefore when we focus on the transfer fee when sending money abroad we often miss the biggest cost: the exchange rate spread.

Foreign exchange providers have essentially recognised this and they enter the market to transfer money at tighter spreads, thereby saving potentially significant amounts of money for their clients simply by providing better exchange rates.

For example, the transfer of £100K into euros is expected to attract a rate that delivers between €112,480 and €113,296 with the UK's leading high street banks. But FCA authorised providers will provide a rate that delivers between €115,510 and €115,740 (using rates on 05/07/21).

Taking the time to work with a FCA regulated currency provider could therefore result in the delivery of an extra euros amount of between €2444 and €3030.

Safety is Everything

Pound Sterling Live only works with foreign exchange payment companies that are FCA Authorised. This is important: FCA regulations and oversight requires the money they transfer on your behalf to be protected through a process known as 'safeguarding'. Safeguarding requires the payments company to keep your money separate from their own money in a top-tier bank. Therefore if the provider comes under stress your money should be protected.