Best Euro / South African Rand Exchange Rate Today: 18.6217
Our comparison table and live data feed show the top euro rate you're likely to achieve for international payments is 18.5658, and the most competitive travel money / cash rates start at approximately 18.4541.
Live rate: 1 EUR = 18.6217 ZAR (-0.67% )
Inverted: 1 ZAR = 0.0537 EUR
Click here for our full travel and holiday rates comparison tool.
Comparison Results:
Provider | Exchange Rate | Fee | You Get | Service | Notes | Action |
Live Market Rate | 18.6217 | 0 | 18.4355 | |||
18.5658 (indicative) | 0 | 18.5658 | International Payments and Transfers | Experts in international money transfers for business and individuals, delivering industry-beating exchange rates. | ||
18.4913 (indicative) | 0 | 18.4913 | International Payments and Transfers | Indicative Dealing Desk Quote. Rate can only be applied to transfers in excess of £2000 equivalent. | ||
18.6217 | 1.47% | 18.3480 | Best Multi-Currency Card | One currency card for all your travels. Use it instantly as a digital card and top-up from the app, with the mid-market rate. 40+ currencies. Save up to 87% when you spend internationally. | ||
18.4541 | 0 | 18.4541 | Holiday FX, Cash Delivery | A specialist alternative to banks, bureau de change & the Post Office for clients seeking competitive currency exchange rates. A multiple award-winning company, offering free delivery (over £700.00), no commission charges, payment by Debit Card or Bank Transfer and typically offering the best exchange rates available. | ||
Best Bank Rate | 18.1003 (upper range) | Variable | 18.1003 | Payments, transfers, holiday money | Determined using data on spread charges supplied by IMTI | |
Worst Bank Rate | 17.9699 (lower range) | Variable | 17.9699 | Payments, transfers, holiday money | Determined using data on spread charges supplied by Money Mover and Accourt | |
Paypal | 17.7837 | 0 | 17.7837 | International Payments and Transfers |
EUR/ZAR Live Chart and Data
« | » |
January - 2024
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 20.1968 Close: 20.1968 Mid: 20.1968 | 2 Open: 20.2026 Close: 20.3186 Mid: 20.2509 | 3 Open: 20.3185 Close: 20.4475 Mid: 20.4248 | 4 Open: 20.4460 Close: 20.4709 Mid: 20.4453 | 5 Open: 20.4716 Close: 20.4474 Mid: 20.5230 | 6 | |
7 | 8 Open: 20.4415 Close: 20.3730 Mid: 20.4537 | 9 Open: 20.3635 Close: 20.4336 Mid: 20.3902 | 10 Open: 20.4394 Close: 20.5128 Mid: 20.4426 | 11 Open: 20.5136 Close: 20.4560 Mid: 20.4636 | 12 Open: 20.4555 Close: 20.4281 Mid: 20.4252 | 13 |
14 | 15 Open: 20.3977 Close: 20.4521 Mid: 20.4387 | 16 Open: 20.4569 Close: 20.6323 Mid: 20.5346 | 17 Open: 20.6366 Close: 20.7133 Mid: 20.7222 | 18 Open: 20.7232 Close: 20.6008 Mid: 20.6672 | 19 Open: 20.5997 Close: 20.7505 Mid: 20.6631 | 20 |
21 | 22 Open: 20.7004 Close: 20.8912 Mid: 20.8150 | 23 Open: 20.8942 Close: 20.6680 Mid: 20.7573 | 24 Open: 20.6693 Close: 20.5733 Mid: 20.6018 | 25 Open: 20.5586 Close: 20.4689 Mid: 20.5226 | 26 Open: 20.4687 Close: 20.3911 Mid: 20.4300 | 27 |
28 | 29 Open: 20.3480 Close: 20.3897 Mid: 20.3512 | 30 Open: 20.3764 Close: 20.3649 Mid: 20.4241 | 31 Open: 20.3796 Close: 20.2136 Mid: 20.2778 |
February - 2024
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 20.2145 Close: 20.2243 Mid: 20.2148 | 2 Open: 20.2257 Close: 20.3959 Mid: 20.3014 | 3 | ||||
4 | 5 Open: 20.3973 Close: 20.4851 Mid: 20.4199 | 6 Open: 20.4847 Close: 20.2549 Mid: 20.3739 | 7 Open: 20.2503 Close: 20.3620 Mid: 20.3187 | 8 Open: 20.3622 Close: 20.4370 Mid: 20.3991 | 9 Open: 20.4405 Close: 20.5268 Mid: 20.4726 | 10 |
11 | 12 Open: 20.5049 Close: 20.3769 Mid: 20.4764 | 13 Open: 20.3762 Close: 20.4914 Mid: 20.3923 | 14 Open: 20.4858 Close: 20.4351 Mid: 20.4583 | 15 Open: 20.4351 Close: 20.4102 Mid: 20.4248 | 16 Open: 20.4095 Close: 20.3549 Mid: 20.3740 | 17 |
18 | 19 Open: 20.3547 Close: 20.4396 Mid: 20.3998 | 20 Open: 20.4393 Close: 20.4391 Mid: 20.5012 | 21 Open: 20.4383 Close: 20.4685 Mid: 20.3861 | 22 Open: 20.4718 Close: 20.7560 Mid: 20.6004 | 23 Open: 20.7406 Close: 20.8829 Mid: 20.8373 | 24 |
25 | 26 Open: 20.9118 Close: 20.9337 Mid: 20.9245 | 27 Open: 20.9343 Close: 20.7028 Mid: 20.8233 | 28 Open: 20.7113 Close: 20.8986 Mid: 20.8102 | 29 Open: 20.8906 Close: 20.7311 Mid: 20.8232 |
March - 2024
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 20.7314 Close: 20.7005 Mid: 20.7439 | 2 | |||||
3 | 4 Open: 20.7094 Close: 20.6694 Mid: 20.6786 | 5 Open: 20.6694 Close: 20.6001 Mid: 20.6308 | 6 Open: 20.5982 Close: 20.5180 Mid: 20.5585 | 7 Open: 20.5185 Close: 20.4510 Mid: 20.4762 | 8 Open: 20.4510 Close: 20.4741 Mid: 20.4446 | 9 |
10 | 11 Open: 20.5345 Close: 20.4080 Mid: 20.4586 | 12 Open: 20.4080 Close: 20.4019 Mid: 20.3733 | 13 Open: 20.4018 Close: 20.3411 Mid: 20.3792 | 14 Open: 20.3411 Close: 20.3890 Mid: 20.3871 | 15 Open: 20.3883 Close: 20.4375 Mid: 20.3813 | 16 |
17 | 18 Open: 20.4361 Close: 20.5953 Mid: 20.5445 | 19 Open: 20.5954 Close: 20.5415 Mid: 20.6001 | 20 Open: 20.5416 Close: 20.4274 Mid: 20.4920 | 21 Open: 20.4273 Close: 20.4408 Mid: 20.4417 | 22 Open: 20.4408 Close: 20.5529 Mid: 20.5225 | 23 |
24 | 25 Open: 20.5183 Close: 20.4674 Mid: 20.5097 | 26 Open: 20.4672 Close: 20.5578 Mid: 20.5200 | 27 Open: 20.5579 Close: 20.4739 Mid: 20.4975 | 28 Open: 20.4739 Close: 20.4286 Mid: 20.5053 | 29 Open: 20.4286 Close: 20.3846 Mid: 20.4050 | 30 |
31 |
April - 2024
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 20.4510 Close: 20.3484 Mid: 20.3685 | 2 Open: 20.3485 Close: 20.2171 Mid: 20.3053 | 3 Open: 20.2171 Close: 20.2317 Mid: 20.2542 | 4 Open: 20.2317 Close: 20.2779 Mid: 20.2438 | 5 Open: 20.2779 Close: 20.2691 Mid: 20.2284 | 6 | |
7 | 8 Open: 20.2577 Close: 20.2440 Mid: 20.1938 | 9 Open: 20.2438 Close: 20.0388 Mid: 20.1436 | 10 Open: 20.0389 Close: 20.1697 Mid: 20.1129 | 11 Open: 20.1686 Close: 20.0940 Mid: 20.1426 | 12 Open: 20.0939 Close: 20.0848 Mid: 20.0488 | 13 |
14 | 15 Open: 20.0720 Close: 20.1708 Mid: 20.1441 | 16 Open: 20.1707 Close: 20.2305 Mid: 20.2245 | 17 Open: 20.2306 Close: 20.3076 Mid: 20.2295 | 18 Open: 20.3075 Close: 20.3828 Mid: 20.3354 | 19 Open: 20.3829 Close: 20.3683 Mid: 20.4457 | 20 |
21 | 22 Open: 20.3787 Close: 20.4477 Mid: 20.3843 | 23 Open: 20.4476 Close: 20.4514 Mid: 20.4875 | 24 Open: 20.4513 Close: 20.5678 Mid: 20.4999 | 25 Open: 20.5681 Close: 20.4237 Mid: 20.4481 | 26 Open: 20.4238 Close: 20.1098 Mid: 20.2719 | 27 |
28 | 29 Open: 20.0984 Close: 19.9706 Mid: 20.0646 | 30 Open: 19.9719 Close: 20.0352 Mid: 20.0528 |
May - 2024
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 20.0351 Close: 19.9301 Mid: 19.9569 | 2 Open: 19.9301 Close: 19.8930 Mid: 19.9128 | 3 Open: 19.8928 Close: 19.9217 Mid: 19.9116 | 4 | |||
5 | 6 Open: 19.8839 Close: 19.9023 Mid: 19.8946 | 7 Open: 19.9023 Close: 19.9137 Mid: 19.9041 | 8 Open: 19.9135 Close: 19.9620 Mid: 19.9767 | 9 Open: 19.9619 Close: 19.9097 Mid: 19.9510 | 10 Open: 19.9102 Close: 19.8645 Mid: 19.8820 | 11 |
12 | 13 Open: 19.8718 Close: 19.8190 Mid: 19.8197 | 14 Open: 19.8190 Close: 19.8951 Mid: 19.8698 | 15 Open: 19.8951 Close: 19.8850 Mid: 19.8924 | 16 Open: 19.8849 Close: 19.7646 Mid: 19.8401 | 17 Open: 19.7645 Close: 19.7433 Mid: 19.7743 | 18 |
19 | 20 Open: 19.7535 Close: 19.7434 Mid: 19.7866 | 21 Open: 19.7433 Close: 19.6195 Mid: 19.6894 | 22 Open: 19.6195 Close: 19.7871 Mid: 19.6975 | 23 Open: 19.7872 Close: 19.9872 Mid: 19.8775 | 24 Open: 19.9821 Close: 19.9767 Mid: 19.9622 | 25 |
26 | 27 Open: 19.9692 Close: 19.9376 Mid: 19.9603 | 28 Open: 19.9377 Close: 19.8462 Mid: 19.9435 | 29 Open: 19.8462 Close: 19.9357 Mid: 19.8474 | 30 Open: 19.9323 Close: 20.3148 Mid: 20.1092 | 31 Open: 20.3148 Close: 20.3952 Mid: 20.3551 |
June - 2024
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | ||||||
2 | 3 Open: 20.4587 Close: 20.1910 Mid: 20.3065 | 4 Open: 20.1910 Close: 20.3585 Mid: 20.2919 | 5 Open: 20.3584 Close: 20.5923 Mid: 20.4680 | 6 Open: 20.5922 Close: 20.6681 Mid: 20.6175 | 7 Open: 20.6673 Close: 20.4041 Mid: 20.5044 | 8 |
9 | 10 Open: 20.3741 Close: 20.1531 Mid: 20.2440 | 11 Open: 20.1532 Close: 19.9653 Mid: 20.0667 | 12 Open: 19.9641 Close: 19.8741 Mid: 19.9496 | 13 Open: 19.8741 Close: 19.7892 Mid: 19.8511 | 14 Open: 19.7896 Close: 19.6787 Mid: 19.7025 | 15 |
16 | 17 Open: 19.6942 Close: 19.5875 Mid: 19.6060 | 18 Open: 19.5886 Close: 19.3773 Mid: 19.4892 | 19 Open: 19.3773 Close: 19.2948 Mid: 19.3165 | 20 Open: 19.2943 Close: 19.2391 Mid: 19.3518 | 21 Open: 19.2393 Close: 19.2128 Mid: 19.1965 | 22 |
23 | 24 Open: 19.2439 Close: 19.4369 Mid: 19.4068 | 25 Open: 19.4370 Close: 19.5406 Mid: 19.4805 | 26 Open: 19.5407 Close: 19.4057 Mid: 19.4924 | 27 Open: 19.4048 Close: 19.7739 Mid: 19.5981 | 28 Open: 19.7738 Close: 19.4977 Mid: 19.6101 | 29 |
30 |
July - 2024
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 19.3192 Close: 19.7378 Mid: 19.5344 | 2 Open: 19.7378 Close: 19.9820 Mid: 19.8710 | 3 Open: 19.9820 Close: 19.8660 Mid: 19.8952 | 4 Open: 19.8660 Close: 19.7425 Mid: 19.8177 | 5 Open: 19.7424 Close: 19.7011 Mid: 19.7335 | 6 | |
7 | 8 Open: 19.6959 Close: 19.6171 Mid: 19.6583 | 9 Open: 19.6147 Close: 19.6350 Mid: 19.6296 | 10 Open: 19.6350 Close: 19.6305 Mid: 19.5891 | 11 Open: 19.6304 Close: 19.5655 Mid: 19.5892 | 12 Open: 19.5656 Close: 19.5823 Mid: 19.5793 | 13 |
14 | 15 Open: 19.5909 Close: 19.8239 Mid: 19.7606 | 16 Open: 19.8239 Close: 19.6708 Mid: 19.7750 | 17 Open: 19.6708 Close: 19.9037 Mid: 19.8148 | 18 Open: 19.9038 Close: 19.9002 Mid: 19.8721 | 19 Open: 19.8997 Close: 19.8907 Mid: 19.9296 | 20 |
21 | 22 Open: 19.9196 Close: 19.8789 Mid: 19.8911 | 23 Open: 19.8789 Close: 19.9657 Mid: 19.9578 | 24 Open: 19.9657 Close: 19.9085 Mid: 19.9009 | 25 Open: 19.9085 Close: 19.9166 Mid: 19.9780 | 26 Open: 19.9166 Close: 19.8517 Mid: 19.8589 | 27 |
28 | 29 Open: 19.8996 Close: 19.9543 Mid: 19.9102 | 30 Open: 19.9543 Close: 19.8170 Mid: 19.8788 | 31 Open: 19.8170 Close: 19.7065 Mid: 19.7453 |
August - 2024
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 19.7067 Close: 19.7216 Mid: 19.6664 | 2 Open: 19.7215 Close: 19.9441 Mid: 19.8275 | 3 | ||||
4 | 5 Open: 19.9510 Close: 20.2825 Mid: 20.1947 | 6 Open: 20.2825 Close: 20.2104 Mid: 20.2303 | 7 Open: 20.2094 Close: 20.1132 Mid: 20.0835 | 8 Open: 20.1116 Close: 20.0527 Mid: 20.0793 | 9 Open: 20.0527 Close: 20.0078 Mid: 20.0231 | 10 |
11 | 12 Open: 19.9944 Close: 19.9495 Mid: 19.9373 | 13 Open: 19.9495 Close: 19.9045 Mid: 19.8970 | 14 Open: 19.9046 Close: 19.9148 Mid: 19.9201 | 15 Open: 19.9136 Close: 19.7523 Mid: 19.8373 | 16 Open: 19.7526 Close: 19.7018 Mid: 19.7098 | 17 |
18 | 19 Open: 19.7173 Close: 19.6250 Mid: 19.6613 | 20 Open: 19.6249 Close: 19.8238 Mid: 19.7458 | 21 Open: 19.8237 Close: 19.8775 Mid: 19.8641 | 22 Open: 19.8791 Close: 20.0175 Mid: 19.9648 | 23 Open: 20.0173 Close: 19.8309 Mid: 19.9121 | 24 |
25 | 26 Open: 19.8134 Close: 19.7973 Mid: 19.8390 | 27 Open: 19.7973 Close: 19.8079 Mid: 19.8169 | 28 Open: 19.8086 Close: 19.8313 Mid: 19.8044 | 29 Open: 19.8309 Close: 19.6698 Mid: 19.7312 | 30 Open: 19.6698 Close: 19.6933 Mid: 19.6242 | 31 |
September - 2024
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | 2 Open: 19.6704 Close: 19.7343 Mid: 19.7456 | 3 Open: 19.7349 Close: 19.8516 Mid: 19.8015 | 4 Open: 19.8521 Close: 19.7985 Mid: 19.8311 | 5 Open: 19.7985 Close: 19.6767 Mid: 19.7185 | 6 Open: 19.6767 Close: 19.7893 Mid: 19.7289 | 7 |
8 | 9 Open: 19.7846 Close: 19.7208 Mid: 19.7879 | 10 Open: 19.7208 Close: 19.7744 Mid: 19.7478 | 11 Open: 19.7744 Close: 19.7127 Mid: 19.7581 | 12 Open: 19.7129 Close: 19.6910 Mid: 19.7584 | 13 Open: 19.6917 Close: 19.6686 Mid: 19.6790 | 14 |
15 | 16 Open: 19.6469 Close: 19.6143 Mid: 19.6490 | 17 Open: 19.6143 Close: 19.5491 Mid: 19.6026 | 18 Open: 19.5491 Close: 19.5095 Mid: 19.5433 | 19 Open: 19.5091 Close: 19.5324 Mid: 19.5028 | 20 Open: 19.5320 Close: 19.4555 Mid: 19.5398 | 21 |
22 | 23 Open: 19.4942 Close: 19.2740 Mid: 19.3787 | 24 Open: 19.2740 Close: 19.2989 Mid: 19.2865 | 25 Open: 19.2989 Close: 19.2323 Mid: 19.3054 | 26 Open: 19.2324 Close: 19.2018 Mid: 19.1910 | 27 Open: 19.2018 Close: 19.1094 Mid: 19.1600 | 28 |
29 | 30 Open: 19.0893 Close: 19.2269 Mid: 19.1453 |
October - 2024
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 19.2271 Close: 19.2521 Mid: 19.2220 | 2 Open: 19.2521 Close: 19.1753 Mid: 19.2234 | 3 Open: 19.1747 Close: 19.3180 Mid: 19.2160 | 4 Open: 19.3179 Close: 19.1926 Mid: 19.2397 | 5 | ||
6 | 7 Open: 19.1810 Close: 19.0747 Mid: 19.1191 | 8 Open: 19.0748 Close: 19.3092 Mid: 19.1925 | 9 Open: 19.3082 Close: 19.3172 Mid: 19.2967 | 10 Open: 19.3171 Close: 19.1686 Mid: 19.2319 | 11 Open: 19.1689 Close: 19.0306 Mid: 19.0936 | 12 |
13 | 14 Open: 19.0331 Close: 19.1725 Mid: 19.1077 | 15 Open: 19.1688 Close: 19.2161 Mid: 19.1974 | 16 Open: 19.2163 Close: 19.1493 Mid: 19.1745 | 17 Open: 19.1495 Close: 19.1467 Mid: 19.2001 | 18 Open: 19.1467 Close: 19.1225 Mid: 19.1049 | 19 |
20 | 21 Open: 19.1362 Close: 19.0506 Mid: 19.1002 | 22 Open: 19.0506 Close: 18.9340 Mid: 18.9932 | 23 Open: 18.9339 Close: 19.1826 Mid: 19.0815 | 24 Open: 19.1826 Close: 19.1199 Mid: 19.1397 | 25 Open: 19.1209 Close: 19.0786 Mid: 19.1127 | 26 |
27 | 28 Open: 19.1079 Close: 19.1375 Mid: 19.1310 | 29 Open: 19.1375 Close: 19.1111 Mid: 19.1278 | 30 Open: 19.1122 Close: 19.1644 Mid: 19.1170 | 31 Open: 19.1644 Close: 19.1590 Mid: 19.2068 |
November - 2024
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 Open: 19.1587 Close: 19.1330 Mid: 19.1242 | 2 | |||||
3 | 4 Open: 19.1173 Close: 19.0494 Mid: 19.0897 | 5 Open: 19.0505 Close: 19.0192 Mid: 19.0227 | 6 Open: 19.0192 Close: 18.9138 Mid: 19.0228 | 7 Open: 18.9137 Close: 18.6940 Mid: 18.8205 | 8 Open: 18.6940 Close: 18.8483 Mid: 18.7834 | 9 |
10 | 11 Open: 18.8755 Close: 19.1036 Mid: 18.9822 | 12 Open: 19.1040 Close: 19.2352 Mid: 19.1809 | 13 Open: 19.2352 Close: 19.2682 Mid: 19.1774 | 14 Open: 19.2670 Close: 19.2427 Mid: 19.2704 | 15 Open: 19.2427 Close: 19.1640 Mid: 19.2263 | 16 |
17 | 18 Open: 19.1533 Close: 19.0314 Mid: 19.1049 | 19 Open: 19.0313 Close: 19.1297 Mid: 19.0718 | 20 Open: 19.1296 Close: 19.0991 Mid: 19.1061 | 21 Open: 19.0991 Close: 18.9665 Mid: 19.0425 | 22 Open: 18.9667 Close: 18.8780 Mid: 18.8652 | 23 |
24 | 25 Open: 18.9089 Close: 18.9447 Mid: 18.9175 | 26 Open: 18.9453 Close: 19.0678 Mid: 18.9980 | 27 Open: 19.0692 Close: 19.2203 Mid: 19.1325 | 28 Open: 19.2190 Close: 19.1155 Mid: 19.1702 | 29 Open: 19.1159 Close: 19.1061 Mid: 19.0773 | 30 |
December - 2024
Sun | Mon | Tue | Wed | Thu | Fri | Sat |
1 | 2 Open: 19.1370 Close: 19.0346 Mid: 19.0716 | 3 Open: 19.0346 Close: 19.0223 Mid: 19.0458 | 4 Open: 19.0223 Close: 19.1014 Mid: 19.0646 | 5 Open: 19.1007 Close: 19.0728 Mid: 19.0514 | 6 Open: 19.0726 Close: 19.0510 Mid: 19.0548 | 7 |
8 | 9 Open: 19.0235 Close: 18.7662 Mid: 18.8903 | 10 Open: 18.7662 Close: 18.7465 Mid: 18.7982 | 11 Open: 18.7466 Close: 18.7369 Mid: 18.7490 | 12 | 13 | 14 |
15 | 16 | 17 | 18 | 19 | 20 | 21 |
22 | 23 | 24 | 25 | 26 | 27 | 28 |
29 | 30 | 31 |
Compare Exchange Rates:
Know What the Best Exchange Rate Looks Like
Benchmark the exchange rate market with Pound Sterling Live's custom currency rate comparison tool with built-in algorithms to find the best rates in the market.
Banks and financial institutions buy and sell currency from each other - these sizeable institutions are 'the market' and the rate they transact at is the 'market rate'. The difference between how much a currency is purchased and sold is the spread, which is essentially the difference between the buy and sell price.
But, when currency is sold by banks to retail customers that spread widens significantly and the profit on the transaction is therefore substantially larger.
Therefore when we focus on the transfer fee when sending money abroad we often miss the biggest cost: the exchange rate spread.
Foreign exchange providers have essentially recognised this and they enter the market to transfer money at tighter spreads, thereby saving potentially significant amounts of money for their clients simply by providing better exchange rates.
For example, the transfer of £100K into euros is expected to attract a rate that delivers between €112,480 and €113,296 with the UK's leading high street banks. But FCA authorised providers will provide a rate that delivers between €115,510 and €115,740 (using rates on 05/07/21).
Taking the time to work with a FCA regulated currency provider could therefore result in the delivery of an extra euros amount of between €2444 and €3030.
Pound Sterling Live only works with foreign exchange payment companies that are FCA Authorised. This is important: FCA regulations and oversight requires the money they transfer on your behalf to be protected through a process known as 'safeguarding'. Safeguarding requires the payments company to keep your money separate from their own money in a top-tier bank. Therefore if the provider comes under stress your money should be protected.
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