Independent Review · High-street specialist
Eurochange
Independent high-street specialist with 240+ branches nationwide. Same-day collection for orders placed before 4pm. Home delivery and click & collect. Named Travel Money Provider of the Year five times. Also powers M&S Travel Money via its Ignite FXCorp subsidiary.
240+ branches HMRC MSB Same-day collect Award-winning
GBP/EUR rate today
1.1217
Live from data feed
€ for £500 today
€560.85
Before delivery fee
Free delivery from
£600
Below: £4.99
Branches
240+
Nationwide click & collect
7.6 / 10 PSL Travel Money Score
Verdict: Best high-street option – strong rates and genuine national coverage
Eurochange is the standout provider for anyone who wants a physical branch. Its 240+ UK locations offer same-day collection for orders placed before 4pm, and its rates are meaningfully better than the supermarket white-labels (Tesco, Sainsbury's) and significantly better than Post Office and Barclays. On a £500 GBP/EUR order it delivers approximately €5.75 less than TravelFX – a real difference, but the tradeoff is convenience for those who value same-day in-store collection. The HMRC MSB regulatory status is standard for all bureau de change. Worth noting: Eurochange operates M&S Travel Money via its Ignite FXCorp subsidiary.
Eurochange Rates Today – Major Currencies Updated 12:51 BST · 18 May 2026
| Currency | Eurochange rate | €/$ for £500 | vs TravelFX | vs interbank |
|---|---|---|---|---|
| EUR – Euro | 1.1217 | €560.85 | −€5.75 | −358 bps |
| USD – US Dollar | 1.3039 | $651.95 | −$7.50 | −370 bps |
| AUD – Australian Dollar | 1.8150 | A$907.50 | −A$13.50 | −395 bps |
| TRY – Turkish Lira | 54.2744 | ₺27,137.20 | −₺255 | −395 bps |
| AED – UAE Dirham | 4.6799 | AED2,339.95 | −AED 36 | −400 bps |
Rates are indicative and update continuously. Interbank mid-market rates sourced from PSL data feed. "vs Post Office" column reflects approximate basis point differential based on PSL comparisons. Firm rates must be obtained from Eurochange directly before transacting.
Fees & Delivery
🚚 Home Delivery
Order £600+ Free
Below £600 £4.99
Order before 4pm Next working day before 1pm
Courier Royal Mail Special Delivery
🌐 Click & Collect
Branches 240+ UK-wide
Same-day collect Yes – orders before 4pm
EUR/USD Usually in stock same-day
Exotic currencies Up to 3 days
💳 Payment
Debit card ✓ No fee
Commission None
Min order No stated minimum
🔄 Buyback & Card
Buyback Yes – in-branch
Prepaid card Eurochange card available
Currencies offered 50+ online / 70+ in branch
Pros & Cons
✓ Advantages
✓
240+ branches – best physical network of any specialist✓
Same-day collection for orders placed before 4pm✓
Named Travel Money Provider of the Year 5 times✓
Competitive rates – better than all supermarket providers✓
Buyback service in-branch✓
Prepaid card available✗ Disadvantages
✗
Rate trails online specialists (TravelFX, COG) by ~€5–6 per £500 GBP/EUR✗
HMRC MSB regulated – not FCA for cash✗
Free delivery threshold (£600) higher than Sainsbury's (£400)✗
Rate gap vs TravelFX widens on exotic currenciesPSL Rating Breakdown
⚠️ Regulatory clarity note: The "Regulatory clarity" score reflects the level of consumer protection and transparency PSL considers available to customers. A lower score does not mean the provider is illegal or unsafe for typical transactions, but indicates that FCA consumer protection rules do not fully apply to the currency purchase itself.
7.6 / 10 Overall PSL Travel Money Score
Who Is Eurochange For?
✅ Best for
Anyone who wants to walk in and collect currency same-day without ordering online. Eurochange's 240+ branches make it the only specialist with genuine national physical coverage. Also the best choice for anyone who wants a high-street rate that significantly beats supermarket and Post Office rates, without waiting for delivery.❌ Not ideal for
Rate-maximisers who are happy to wait for delivery – TravelFX and Currency Online Group deliver more euros per pound. Also not suitable for those outside Eurochange's branch footprint who need a walk-in option (Post Office's 11,000 locations will be more convenient in those cases).Eurochange – Questions & Answers
Does Eurochange do same-day collection?
Yes – for orders placed before 4pm, major currencies (EUR, USD, and many others) are available for same-day collection at most branches. Exotic currencies and very large orders may require 1–3 days. Eurochange's branch network of 240+ locations is the widest of any independent specialist in the UK.
Why is Eurochange's rate worse than TravelFX?
TravelFX is an online-only operation with lower overheads – no branch network to maintain. The rate difference (roughly −€5.75 on £500 GBP/EUR) partially reflects Eurochange's operating costs for 240+ physical locations. For travellers who need same-day collection or want to visit a branch, Eurochange's rate is still significantly better than supermarkets and the Post Office.
Is Eurochange FCA regulated?
Eurochange holds FCA authorisation for payment services (FRN 534703). Its bureau de change and travel cash operation is HMRC MSB regulated – the standard framework for all UK bureau de change. This is the same status as TravelFX, Sainsbury's, Tesco and M&S Travel Money.
What is the connection between Eurochange and M&S Travel Money?
Since spring 2025, M&S Travel Money has been operated by Ignite FXCorp Ltd, a subsidiary of Eurochange. The rates and fulfilment for M&S travel money are effectively set by the Eurochange group. M&S Travel Money rates are typically slightly above Eurochange's own rates.