About Our Money Transfer Partners At Horizon Currency
Competitive rates, expert timing, and one-to-one service.

Horizon Currency helps individuals and businesses move money internationally with competitive rates and expert insight. Drawing on their market intelligence, FX modelling capabilities and data, they guide clients toward better-timed, better-informed currency decisions.
The People

Gary Howes
Head of Client Strategy Solutions
Gary has 18 years of experience covering the global foreign exchange markets and has built an extensive network of analysts and economists that underpin Pound Sterling Live’s reputation as a trusted source of FX intelligence. He leads the firm’s bespoke client strategy solutions, helping businesses and individuals manage currency risk and identify opportunities to benefit from market movements.

Louisa Ballard
Director, Head of Dealing
Louisa has over 20 years of experience in the deliverable foreign exchange industry. She began her career at American Express before leading the retail dealing desk at RationalFX in London and later founding Horizon Currency. At Pound Sterling Live, she oversees the dealing function, specialising in concierge-style FX services for high-net-worth individuals and corporate clients seeking tailored, high-touch currency solutions.
Your Safety, First: Horizon Currency facilitates payments through FCA-regulated corridors, underpinned by tier-1 banks, with segregated client funds and account structures designed for safety, speed, transparency, and control.
