FCA-registered payments corridor
Our money transfer partner has successfully transfer funds on behalf of thousands of clients since 2018. Horizon Currency doesn't take custody of your fund direcrly as they are an execution specialist that facilitates payments through FCA-regulated corridors provided by FTSE-listed Equals Money. You will only ever send your funds through segregated tier-1 bank accounts held at Citi, RBS and Barclays. This ensures deposited funds are segregated from company funds in order to maximise safety.
Our Payment Provider
Equals Money plc
Authorised by the Financial Conduct Authority - FCA No. 488396.
Where funds are safeguarded
- Citibank UK Limited
- Royal Bank of Scotland
- Barclays Bank PLC
What FCA-regulated means
The FCA is the Financial Conduct Authority, the UK regulator for financial services. Regulated firms must meet laws, standards, and oversight designed to protect consumers.
Safeguarding of customer funds
Client funds are held separately from a firm’s own operating funds, reducing the risk that customer money is treated as the firm’s assets if it encounters financial trouble.
Standards for conduct, disclosures and fees
The FCA sets rules on transparency — how fees and exchange rates are presented — including the Consumer Duty to ensure customers understand what they are paying.
Anti-fraud / anti-money-laundering oversight
Regulated firms run KYC and monitoring systems to detect suspicious activity, helping prevent misuse or diversion of client funds.
Regulatory recourse if something goes wrong
Customers have avenues of complaint and potential redress, including the Financial Ombudsman Service and FCA interventions.
Confidence in reliability and legal compliance
Ongoing supervision, audits, and checks support operational resilience and reduce the risk of funds being delayed, lost, or exposed to fraud.