Live rate: 1 USD = 0.7348 GBP (-0.17%)

Inverted: 1 GBP = 1.3609 USD

Click here for our full travel and holiday rates comparison tool.

Comparison Results:

ProviderExchange RateFeeYou GetServiceNotesAction

Live Market Rate

0.734800.7275
Horizon Currency 0.7322

(indicative)

00.7322 International Payments and Transfers Experts in international money transfers for business and individuals, delivering industry-beating exchange rates.
Halo 0.7297

(indicative)

00.7297 International Payments and Transfers Indicative Dealing Desk Quote. Rate can only be applied to transfers in excess of £2000 equivalent.
wise 0.73481.03%0.7272 Best Multi-Currency Card One currency card for all your travels. Use it instantly as a digital card and top-up from the app, with the mid-market rate. 40+ currencies. Save up to 87% when you spend internationally.
Travel FX 0.728200.7282 Holiday FX, Cash Delivery A specialist alternative to banks, bureau de change & the Post Office for clients seeking competitive currency exchange rates. A multiple award-winning company, offering free delivery (over £700.00), no commission charges, payment by Debit Card or Bank Transfer and typically offering the best exchange rates available.

Best Bank Rate

Banks
0.7142

(upper range)

Variable0.7142 Payments, transfers, holiday money Determined using data on spread charges supplied by IMTI

Worst Bank Rate

Banks
0.7091

(lower range)

Variable0.7091Payments, transfers, holiday money Determined using data on spread charges supplied by Money Mover and Accourt

Paypal

Paypal
0.701700.7017 International Payments and Transfers
For full historical data please visit: USD/GBP exchange rate history pages for the year 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012

January - 2025

SunMonTueWedThuFriSat
1
2

Open: 0.7991

Close: 0.8077

Mid: 0.8034

3

Open: 0.8077

Close: 0.8050

Mid: 0.8062

4
5
6

Open: 0.8053

Close: 0.7987

Mid: 0.8011

7

Open: 0.7987

Close: 0.8014

Mid: 0.7983

8

Open: 0.8014

Close: 0.8089

Mid: 0.8060

9

Open: 0.8089

Close: 0.8125

Mid: 0.8128

10

Open: 0.8125

Close: 0.8191

Mid: 0.8158

11
12
13

Open: 0.8196

Close: 0.8195

Mid: 0.8226

14

Open: 0.8195

Close: 0.8186

Mid: 0.8200

15

Open: 0.8186

Close: 0.8169

Mid: 0.8170

16

Open: 0.8169

Close: 0.8171

Mid: 0.8185

17

Open: 0.8171

Close: 0.8218

Mid: 0.8195

18
19
20

Open: 0.8214

Close: 0.8112

Mid: 0.8162

21

Open: 0.8112

Close: 0.8095

Mid: 0.8134

22

Open: 0.8095

Close: 0.8120

Mid: 0.8102

23

Open: 0.8120

Close: 0.8096

Mid: 0.8108

24

Open: 0.8096

Close: 0.8011

Mid: 0.8048

25
26
27

Open: 0.8017

Close: 0.8000

Mid: 0.8017

28

Open: 0.8000

Close: 0.8037

Mid: 0.8027

29

Open: 0.8037

Close: 0.8032

Mid: 0.8046

30

Open: 0.8032

Close: 0.8053

Mid: 0.8037

31

Open: 0.8053

Close: 0.8069

Mid: 0.8046

February - 2025

SunMonTueWedThuFriSat
1
2
3

Open: 0.8140

Close: 0.8032

Mid: 0.8097

4

Open: 0.8032

Close: 0.8012

Mid: 0.8041

5

Open: 0.8012

Close: 0.7997

Mid: 0.7996

6

Open: 0.7997

Close: 0.8042

Mid: 0.8041

7

Open: 0.8042

Close: 0.8063

Mid: 0.8043

8
9
10

Open: 0.8067

Close: 0.8086

Mid: 0.8070

11

Open: 0.8086

Close: 0.8034

Mid: 0.8069

12

Open: 0.8034

Close: 0.8036

Mid: 0.8045

13

Open: 0.8036

Close: 0.7958

Mid: 0.7997

14

Open: 0.7958

Close: 0.7945

Mid: 0.7943

15
16
17

Open: 0.7940

Close: 0.7921

Mid: 0.7932

18

Open: 0.7921

Close: 0.7928

Mid: 0.7934

19

Open: 0.7928

Close: 0.7945

Mid: 0.7936

20

Open: 0.7945

Close: 0.7893

Mid: 0.7921

21

Open: 0.7893

Close: 0.7915

Mid: 0.7904

22
23
24

Open: 0.7910

Close: 0.7920

Mid: 0.7904

25

Open: 0.7920

Close: 0.7895

Mid: 0.7910

26

Open: 0.7895

Close: 0.7889

Mid: 0.7890

27

Open: 0.7889

Close: 0.7936

Mid: 0.7909

28

Open: 0.7936

Close: 0.7951

Mid: 0.7942

March - 2025

SunMonTueWedThuFriSat
1
2
3

Open: 0.7945

Close: 0.7873

Mid: 0.7903

4

Open: 0.7873

Close: 0.7815

Mid: 0.7850

5

Open: 0.7815

Close: 0.7755

Mid: 0.7792

6

Open: 0.7755

Close: 0.7763

Mid: 0.7755

7

Open: 0.7763

Close: 0.7738

Mid: 0.7746

8
9
10

Open: 0.7743

Close: 0.7765

Mid: 0.7750

11

Open: 0.7765

Close: 0.7722

Mid: 0.7741

12

Open: 0.7722

Close: 0.7714

Mid: 0.7722

13

Open: 0.7714

Close: 0.7721

Mid: 0.7724

14

Open: 0.7721

Close: 0.7731

Mid: 0.7731

15
16
17

Open: 0.7735

Close: 0.7697

Mid: 0.7717

18

Open: 0.7697

Close: 0.7692

Mid: 0.7704

19

Open: 0.7692

Close: 0.7690

Mid: 0.7703

20

Open: 0.7690

Close: 0.7712

Mid: 0.7707

21

Open: 0.7712

Close: 0.7742

Mid: 0.7734

22
23
24

Open: 0.7753

Close: 0.7738

Mid: 0.7731

25

Open: 0.7738

Close: 0.7725

Mid: 0.7731

26

Open: 0.7725

Close: 0.7759

Mid: 0.7745

27

Open: 0.7759

Close: 0.7723

Mid: 0.7733

28

Open: 0.7723

Close: 0.7727

Mid: 0.7725

29
30
31

Open: 0.7733

Close: 0.7742

Mid: 0.7734

April - 2025

SunMonTueWedThuFriSat
1

Open: 0.7741

Close: 0.7739

Mid: 0.7746

2

Open: 0.7739

Close: 0.7688

Mid: 0.7714

3

Open: 0.7688

Close: 0.7633

Mid: 0.7640

4

Open: 0.7633

Close: 0.7753

Mid: 0.7703

5
6
7

Open: 0.7786

Close: 0.7860

Mid: 0.7800

8

Open: 0.7860

Close: 0.7834

Mid: 0.7832

9

Open: 0.7834

Close: 0.7799

Mid: 0.7810

10

Open: 0.7799

Close: 0.7710

Mid: 0.7751

11

Open: 0.7710

Close: 0.7642

Mid: 0.7660

12
13
14

Open: 0.7638

Close: 0.7582

Mid: 0.7615

15

Open: 0.7582

Close: 0.7558

Mid: 0.7571

16

Open: 0.7558

Close: 0.7553

Mid: 0.7546

17

Open: 0.7553

Close: 0.7539

Mid: 0.7554

18

Open: 0.7539

Close: 0.7539

Mid: 0.7539

19
20
21

Open: 0.7532

Close: 0.7474

Mid: 0.7492

22

Open: 0.7474

Close: 0.7501

Mid: 0.7477

23

Open: 0.7501

Close: 0.7545

Mid: 0.7526

24

Open: 0.7545

Close: 0.7496

Mid: 0.7518

25

Open: 0.7496

Close: 0.7513

Mid: 0.7514

26
27
28

Open: 0.7513

Close: 0.7439

Mid: 0.7484

29

Open: 0.7439

Close: 0.7458

Mid: 0.7456

30

Open: 0.7458

Close: 0.7502

Mid: 0.7484

May - 2025

SunMonTueWedThuFriSat
1

Open: 0.7502

Close: 0.7531

Mid: 0.7517

2

Open: 0.7531

Close: 0.7536

Mid: 0.7521

3
4
5

Open: 0.7534

Close: 0.7521

Mid: 0.7520

6

Open: 0.7521

Close: 0.7480

Mid: 0.7501

7

Open: 0.7480

Close: 0.7524

Mid: 0.7501

8

Open: 0.7524

Close: 0.7549

Mid: 0.7521

9

Open: 0.7549

Close: 0.7517

Mid: 0.7538

10
11
12

Open: 0.7537

Close: 0.7590

Mid: 0.7565

13

Open: 0.7590

Close: 0.7516

Mid: 0.7551

14

Open: 0.7516

Close: 0.7541

Mid: 0.7515

15

Open: 0.7541

Close: 0.7516

Mid: 0.7525

16

Open: 0.7515

Close: 0.7529

Mid: 0.7524

17
18
19

Open: 0.7528

Close: 0.7485

Mid: 0.7497

20

Open: 0.7485

Close: 0.7466

Mid: 0.7482

21

Open: 0.7467

Close: 0.7452

Mid: 0.7449

22

Open: 0.7452

Close: 0.7452

Mid: 0.7454

23

Open: 0.7452

Close: 0.7386

Mid: 0.7420

24
25
26

Open: 0.7392

Close: 0.7373

Mid: 0.7375

27

Open: 0.7373

Close: 0.7404

Mid: 0.7383

28

Open: 0.7404

Close: 0.7424

Mid: 0.7415

29

Open: 0.7424

Close: 0.7412

Mid: 0.7429

30

Open: 0.7412

Close: 0.7433

Mid: 0.7419

31

June - 2025

SunMonTueWedThuFriSat
1
2

Open: 0.7431

Close: 0.7383

Mid: 0.7405

3

Open: 0.7383

Close: 0.7398

Mid: 0.7393

4

Open: 0.7398

Close: 0.7378

Mid: 0.7385

5

Open: 0.7378

Close: 0.7369

Mid: 0.7364

6

Open: 0.7369

Close: 0.7393

Mid: 0.7382

7
8
9

Open: 0.7391

Close: 0.7380

Mid: 0.7379

10

Open: 0.7380

Close: 0.7408

Mid: 0.7402

11

Open: 0.7408

Close: 0.7382

Mid: 0.7399

12

Open: 0.7382

Close: 0.7346

Mid: 0.7367

13

Open: 0.7346

Close: 0.7367

Mid: 0.7367

14
15
16

Open: 0.7368

Close: 0.7366

Mid: 0.7365

17

Open: 0.7366

Close: 0.7447

Mid: 0.7407

18

Open: 0.7447

Close: 0.7451

Mid: 0.7441

19

Open: 0.7451

Close: 0.7425

Mid: 0.7448

20

Open: 0.7425

Close: 0.7435

Mid: 0.7421

21
22
23

Open: 0.7460

Close: 0.7394

Mid: 0.7435

24

Open: 0.7394

Close: 0.7345

Mid: 0.7363

25

Open: 0.7345

Close: 0.7319

Mid: 0.7336

26

Open: 0.7319

Close: 0.7285

Mid: 0.7293

27

Open: 0.7285

Close: 0.7289

Mid: 0.7290

28
29
30

Open: 0.7290

Close: 0.7281

Mid: 0.7296

July - 2025

SunMonTueWedThuFriSat
1

Open: 0.7281

Close: 0.7275

Mid: 0.7275

2

Open: 0.7275

Close: 0.7334

Mid: 0.7322

3

Open: 0.7334

Close: 0.7323

Mid: 0.7336

4

Open: 0.7323

Close: 0.7326

Mid: 0.7322

5
6
7

Open: 0.7324

Close: 0.7353

Mid: 0.7343

8

Open: 0.7352

Close: 0.7357

Mid: 0.7360

9

Open: 0.7357

Close: 0.7361

Mid: 0.7357

10

Open: 0.7361

Close: 0.7349

Mid: 0.7354

11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31

August - 2025

SunMonTueWedThuFriSat
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31

September - 2025

SunMonTueWedThuFriSat
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30

October - 2025

SunMonTueWedThuFriSat
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31

November - 2025

SunMonTueWedThuFriSat
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30

December - 2025

SunMonTueWedThuFriSat
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31

Compare Exchange Rates:

Know What the Best Exchange Rate Looks Like

Benchmark the exchange rate market with Pound Sterling Live's custom currency rate comparison tool with built-in algorithms to find the best rates in the market.

Why

Banks and financial institutions buy and sell currency from each other - these sizeable institutions are 'the market' and the rate they transact at is the 'market rate'. The difference between how much a currency is purchased and sold is the spread, which is essentially the difference between the buy and sell price.

But, when currency is sold by banks to retail customers that spread widens significantly and the profit on the transaction is therefore substantially larger.

Therefore when we focus on the transfer fee when sending money abroad we often miss the biggest cost: the exchange rate spread.

Foreign exchange providers have essentially recognised this and they enter the market to transfer money at tighter spreads, thereby saving potentially significant amounts of money for their clients simply by providing better exchange rates.

For example, the transfer of £100K into euros is expected to attract a rate that delivers between €112,480 and €113,296 with the UK's leading high street banks. But FCA authorised providers will provide a rate that delivers between €115,510 and €115,740 (using rates on 05/07/21).

Taking the time to work with a FCA regulated currency provider could therefore result in the delivery of an extra euros amount of between €2444 and €3030.

Safety is Everything

Pound Sterling Live only works with foreign exchange payment companies that are FCA Authorised. This is important: FCA regulations and oversight requires the money they transfer on your behalf to be protected through a process known as 'safeguarding'. Safeguarding requires the payments company to keep your money separate from their own money in a top-tier bank. Therefore if the provider comes under stress your money should be protected.